Posts Tagged ‘business’

The rising Business

The rising Business

Helloo viewers, my name is ankush muley.Jabalpur is my home town (madhya pradesh).This small article is about The growing business of Emu farming.Emu farming was previously done in a few areas of the southern part of our country.Whenthis business was started the businessmen and farmers had a great risk on their financial positions5, and fortunately they got very good results of this new business.Many of the poultry farmers nd other live stock breeders such as piggery fisheries mushroom farmers nd goatries they all slowly started migrating to Emu farming.Now since d last 3 years we A1 Emu farms have brought emu farming to jabalpur madhya pradesh now.We have started aour farm with 40 top line breeding stock of Emu we have supplied Emu Birds to many of the farmers across the state.cities like bhopal indore jabalpur and villages like katni sagar mandla and many more have started emu farming with 10-50 pairs of Emu.

In India, chicken is the most popular of the poultry species Followed by ducks & quails. Of late, with some popularization through Newspaper write ups, television coverage & Exhibitions, about 250-300 Progressive farmers of Maharastra state have started Emu farming with 25 to 200 pairs in Pune, Thane, Nasik, Akola, Ahmed Nagar, Beed, Kolhapur districts and many more are coming up for guidance and Inquiring about the availability of bank loan for establishment of A new farm or expansion of existing farms. At present more than 10,000 pairs of Emu reared by the farmers in the state. For large scale production of meat oil And skin there is a long term potential for breeding and rearing of more than 75000 Emus. To promote such innovative project activity in the state this can accelerate capital Formation in the rural area. NABARD, MRO, Pune has taken a decision to formulate a Model project for rearing of Emu as there is a increasing demand for such unit in coming Years.

Diversification is the key to success in any enterprisE

We need to Diversify to other species of poultry in order to reap more profits. Considering this let us Discuss about Emu,
breed of bird which attains upto 65 Kg.wt. & 5.6 ft. hight on Maturity.Emu belong to Ratite family of birds & is the third biggest bird species after Ostrich & Cassowary. The birds have small wings & are in capable of Flying. Australia is the place of Origin for the birds.

Emu is a social bird with dark whitish complexion. The birds live in groups & Can thrive under varying climatic conditions ranging 0 degree C. to 52 degree C. These Birds are Omnivorous and eat leaves, vegetables, fruits, insects, worms. They can be feed Modified poultry feed.

It is clarified by the Chief Conservator of forest, GOM, Pune that Emu is an exotic bird and it has not been included in any of the schedules of wildlife (protection) Act, 1972. The provisions of Wild Life Protection Act, 1972 and rules made there under are not applicable for these birds. As such no permission from forest Department is necessary For rearing, farming and selling of these birds.

Present Status

Recognizing the economic importance. Australian Government in 1975 Started domesticating these birds living in Jungles by establishing big farms. This Activity spread to America. France and other European countries in the early eighties. It is reported that there are about 90,000 Emu farms in America and an Emu Association Was established in 1993. The activity has also spread to China, Japan, Malaysia and Korea.

One Emu farm by name Vijaya Ratite Farm (Pvt.) Ltd. Was established by Shri P. Satyanarayana IN Andhra Pradesh in 1996 on small scale. Similarly in Maharastra state Shri.Ganesh Kale& Group introduced 20 pairs of Emu during 2001 &in Baramati Shri. Sandip Taware has established first Emu Farm with 10 pairs in April 2002. He has also established Emu hatchery.

At present There are Four Emu Association in India. One is at Hydra Bad name of INDIAN EMU ASSOCIATION” Mumbai “NATIONAL EMU ASSOCIATION” headed by Shri. Sami Tambatkar. This two association working all India level. And in Maharastra level at Baramati in the name of “Maha Emu Association” headed by Shri. Sandip Taware and another at Pune in the name “Emu Farmer Association”. Headed by Mrs. Chitralekha Mehta. The experience of the farmer has been encouraging.

TECHNICAL PARAMETERS of EMU Bird

The birds reach their full size by the end of 1st year. They grow up to 5.5 to 6 feet With a weight of 40to 70 kgs. Laying period in India starts after 18 to 24 months and Eggs are laid during September to February. Eggs are dark bluish green in colour with a weight of 450 to 700 gms . A bird can lay 20-60 eggs in a season. Incubation period is 50- 52 days and newly hatched bird will be of 6-7″in height. The lift span of the bird is 30-35 years. The productive economic life of the bird is 20.25 years.

ECONOMIC IMPORTANCE (SCOPE)

It is reported that the price of Rs.18, 000/- a pair of 3 months old Birds and the price of Rs.40, 000/- a pair of 15 months old Birds having live body weight each 40  to 50 kg. and the birds are used for table purpose.

MEAT:

Meat of Emu bird is reddish in colour, soft and with less of cholesterol 98% fat free. Emu meat is lower in fat than Chicken. Turkey, Pork & Beef It is the “Super Food of the New Millennium”. The price commands higher price than that of meat from Other birds/animal and is reported at Rs. 300-450 per Kg. The American Heart Association has included Emu meant in its listing of heart healthy meats.

EMU MEAT: 98% FAT FREE – 100% NATURAL

THE HEALTHY RED MEAT

EMU IS A VERY LEAN (98% FAT FREE) RED MEAT SIMILAR TO BEEF IN BOTH TASTE AND APPEARANCE. EMU ARE HIGHER IN PROTEIN, VITAMIN C AND IRON COMPARED TO BEEF; LOWER IN CHOLESTEROL COMPARED TO CHICKEN. EMU GIVES RED MEAT LOVERS WHAT THEY WANT AND HEALTH CONSCIOUS CONSUMERS WHAT THEY NEED. IN FACT, THE AMERICAN HEART ASSOCIATION RECOGNIZES EMU MEAT AS A HEALTHY ALTERNATIVE TO BEEF.

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FEATHERS :

Feathers are soft non allergic / anti static, beautiful double quilled and are used  In hats, dresses, computer and car cleaning brushes and household decorative items. About  400 to 600 Gms of feathers would be available from a bird and each bird would Fetch about Rs. 200/- at present.

SKIN :

The skin is very thin, soft and strong. Price of good quality skin is reported Rs.700/- to Rs.1000/- per Sq ft. and 8-12 sq.ft of skin is available from a well matured bird. The skin is used in the preparations of shoes, bags, belts, purses, jerkins and seat covers for expensive cars. At present raw skin of a matured bird would fetch about Rs. 1000 1200/-.

EGG SHELLS AND NAILS :

The egg shell are used for painting and as decorative items due to deep Blue Colour. Nails are strong and decor able used in artificial ornaments and craft goods.

OIL :About 4-6 a litter of oil is available from a bird which is devoid of any colour taste and odor. At present market prices, the price of one litter refined Emu oil is Rs. 3000/- to Rs. 4000/- The oil is penetrating and is having moisturizing. Analgesic, ant allergic and antiseptic properties. The oil is used in analgesic ointments, beauty creams and lotions, soaps, hair oils, shampoos, perfumes and massage oils. The raw fat/crude oil of Emu fetches Rs.1000 per Kg.

A number of studies have been conducted and are currently being

conducted throughout the world on facts of the Emu oil, including its composition, benefits, applications in different industries and the resulting properties of compounds formulated with the oil.

Traditionally Emu oil has been used for treatment of muscle and joint pains.

Clinical experience with Emu oil has shown that it’s two major benefits are its anti- inflammatory properties and its ability to penetrate the skin. It also appears to provide some solar protection. The penetrating effect appears to be related to its non-phosphorous composition. “Our skin is phospho – lipid deficient. In other words, there is no phosphorous in our skin. If you put anything on your skin that has phosphorous in it, your skin is ‘programmed’ to keep it from penetrating. Anytime you put anything on your skin that is phospholipid deficent, or has no phosphorous, it penetrates right through “. Researchers who have analyzed the oil found that there is a compound in oil that they believe is the key to its effectiveness. This compound molecule is believed to be collagen. Collagen is  found in chickens and turkeys in a very diluted form. However, the test result on the Emu show this molecule to be present in an extremely concentrated form.

Research and development of Emu oil using in cosmetics and pharmaceuticals is rapidly expanding. Emu oil has been documented to exhibit the following properties and/or has been used for the following purposes.

Anti – Inflammatory Activity
Moisturising
Cholesterol Reducer
Bacteriostatic
Penetration Enhancer
Signficant epidermal proliferative activity
Non – Comedogenic
Significant wound healing agent
Significantly reduces recent keloid scarring
Appears to promote faster healing of burns with less pain and scarring
Anti – Arthritic Activity
Excellent Emulsifier

EYES :

The bird is able to see up to a distance of 10 meters and its eyes are being used To Replace damages corneas in human beings.

UTILITY :

15 months old Emu broiler weighing 40 Kg. slaughtered for oil, meat and skin etc. The utility is as under:-

 

Utility

Present market price of produce per unit

43% boneless meat Rs. 300/- to Rs. 450/ Kg.

14% bone meat Rs. 200/ Kg.

5% feather & skin Rs. 200 + Rs. 1000

22% fat Rs. 1000 / Kg (raw oil)

3% leg skin Rs. 500/-

4% neck usable but not saleable at present.

3% blood usable but not saleable at present.

4% waste usable but not saleable at present.

About 96% useable bird

Refined oil  Rs. 3000/- to Rs. 4000/- Per Liter.

 

OUR OBJECTIVES TO HELP ESTABLISH EMU FARMING IN INDIA

To provide financial assistance for establishing of Emu breeding farms.

To provide part time employment or to utilize family labour to earn some livelihood.

To provide employment to educated un employed youths of rural area.

To produce more Emus for meat,oil & skin production in future and alternately to export the produce.

FINANCIAL ASSISTANCE :
Loan from banks with refinance facility from NABARD is available for establishing Emu farm. For obtaining bank loan, the farmer should apply to the nearest branch of a Commercial or Co- operative or Regional Rural Banks in their area in the prescribed forms which is available in the branches of financing banks. The project report should be attached/ enclosed with loan farm. For Emu farming schemes with very large outlays, detailed reports will have to be prepared. The technical officers attached to or the Branch Manager of the bank can help / give guidance to the farmers in preparing the project report to obtain bank loan. A scheme can also be prepared by the beneficiary after consulting local technical
experts or private commercial Emu hatcheries. Consultancy Services of NABARD would also be available for large commercial projects.
BENEFICIARY :
A good practical training for a week and experience on a Emu farm will be highly desirable before starting a farm. If possible, they should visit the progressive Emu farms/ Hatcheries in the area and discuss the technical ability and profitability of farming.
BACKWARD LINKAGES
CLIMATE :
Emu is a social bird and can thrive under varying climatic conditions ranging 0° F. to 100° F. The climate suitable for poultry farms is also suitable for Emu farming.
AVAILABILITY OF EMU. PAIRS :
In Maharashtra there are private Emu hatcheries supplying the Emu pairs of different age groups i.e. 3 months, 6 months, 12 months and 15 months old. The detail addresses of hatcheries are as below:-
AVAILABILITY OF FEED :
Poultry feed (layer) can also be fed to Emu. In addition to poultry feed mineral mixture and shell/ stone grit can be given. Sprouted desi Chana and Methi can also be fed during layer season. During summer season chopped vegetables like cabbage, carrot, beetroot, etc. can also be fed.
AVAILABILITY OF VETERINARY AID :
Like poultry chlorinated water should be given to Emu birds like Poultry. Deforming should be done twice in a year at an interval 6 months.
TRAINING &EXPERIENCE :
Training on Emu farming is given on above farms for 3-5 days. During training these farms supply all technical information in the form of books/CDs/booklet/palplet etc.
AVAILABILITY OF SHED,BREEDING PENS AND RUN-OFF AREA :
The detail specification along with cost proposed is given EMU FARM PROJECT broacher Low cost shed and building material locally available can also be used to lower the cost of housing.
AVAILABILITY OF EQUIPMENT :
Water, feeders & egg trays are required. Low cost equipment locally available can also be used.
FORWARD LINKAGE:
SALE OF EGGS :
At present both the hatcheries mentioned above are purchasing eggs @ Rs.1000/-to 1200/- each or on the basis of chick borne @ Rs.1200/- per chick.
SALE OF MANURE AND EMPTY FEED BAGS :
Manure can be applied on own farm or can be locally sold to other farms. Like poultry manure, Emu manure is also good for fruits and vegetable gardens. Empty feed bags are sold in local market @ Rs. 4-5/- each.
LENDING TERMS – GENERAL :
PROJECT COST :
One model of 50 pairs Emu have been formulated. The total project cost including fixed cost and recurring cost up to the income generating stage (21 months) has been worked out to Rs. 24.78 lakh.
MARGIN MONEY AND BANK LOAN :
Minimum 15 % of down payment has been considered to be collected from the beneficiaries and maximum 85 % of total financial outlay is considered as bank loan.
TFO : Rs. 24.78 lakh.
Margin Money : 15 %
Bank Loan : 85 %
WORKING CAPITAL :
If required by the farmer, financing bank may asses the same and sanction accordingly. It may require for commercial ventures only. Here in this case we have already capitalized 21 months recurring expenses and so there may not be a need for further W.C.
INTEREST RATE :
The rate of interest shall be decided / fixed by the concerned financing bank to the ultimate beneficiary. In this case for calculation of cash flow and repayment we have assumed an interest rate @ 12% per annum.
SECURITY :
a) Will be as per RBI guidelines issued from time to time.
b) Insurance: Bank may ensure that the borrower takes insurance of assets created out of
a bank loan including insurance of Emu birds.
REPAYMENT OF LOAN :
The repayment period depend upon the gross surplus generated in the project. The loan will be repaid within 7 years including first year as grace / moratorium/gestation period in  suitable monthly installments (6/year) during October to march only.
CONCLUSION :
Emu farming offers great scope & potential because of its supplementary income additional employment & simplicity in operation .Efficient emu development can be Achieved by promotion of small units in villages through a gamut of functions like Dissemination of information & technology, making various inputs & organizing training Sessions for farmers on this subject.
After going through the forgoing paragraphs and from subsequent annexure it is Concluded that the captioned proposal is found to be technically feasible and financially Viable.
Biosecurity measures to be taken in Emu Farming / breeding as suggested by
Commissioner of Animal Husbandry, Maharastra State
a) The farm should be ideally placed and away from the population and is blosecured
b) The housing should be proper will adequate brooding facilities.
c) There should be a separate workers team, who should not be allowed to get mixed with other workers.
d) There should be separate dress code for the workers.
e) Proper dis-infection procedures / foot dips etc., should be maintained.
f) The quarantine sheds should be separate and away from other sheds.
g) The other birds (parent, commercial or pure line etc.) and pets should not be reared/allowed to enter the same farm.
h) The brooding space should be optimum.
i) There should be provision of showers, change over and dips.
j) Proper records should maintained.
k) There should be scientific facility for disposing off / destroying the bedding / dead Birds etc.
l) The equipment are proper, properly disinfected and separate
m) The farm should have a water sanitation system.
n) Water source should be tested for mineral , bacterial , chemical , contamination and pathogen load.
o) Proper storage of feed to prevent contamination should be made. The water quality should be checked periodically  and  if contamination is seen it should be treated with any sanitizer.
p) Routine disease monitoring procedures like postmortem examination of dead birds and periodic sera antibody assay is recommended.

 

Ankush Muley

jabalpur

for details contact

ankush muley-09302977776

chandrakant bawse-09766309220


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Top 10 Low Cost Business Franchises in the UK

Top 10 Low Cost Business Franchises in the UK

Starting a business often means making large capital investments, especially in the very beginning. In fact, many financial advisors recommend that you plan on losing some money as you get started. However, before you dismiss yourself as not having enough money to get going, keep in mind that not all ventures are so financially draining. What so many aspiring businessmen and women do not know is that franchising dramatically reduces the financial risks associated with building a new company. Furthermore, some of the most lucrative opportunities are low cost business franchises. They require very little start-up capital, few or no employees and most all of them are home businesses. This may sound too good to be true, but fortunately, there are real opportunities for people like you who are genuinely interested in starting a business. Best of all, there are several different businesses from which to choose. Here are ten of the most popular low cost franchises in the market today.

#1. Berkeley Brewer

One of the most important things to franchisees as they build their businesses is minimized risk. That’s why so many of them choose franchising over starting from scratch. Berkeley Brewer, a personal tailoring company, is a terrific example of how a franchise can significantly decrease the risk. This company is so dedicated to your success that it will refund your franchise fee if you do not see a return on investment within 12 months. Moreover, this business is easy to manage, which means you don’t have to quit your regular job until your new venture becomes so busy that you have no other choice. The reassurance with a franchise like this is that you do not have to risk everything – your money and your current means of making money – to change careers.

#2. CityLocal

Many entrepreneurs start their own businesses because they grow tired of simply doing a job. They want to be part of something groundbreaking. They have an intrinsic desire to make a difference. If this sounds like you, a franchise opportunity with CityLocal should be on your list of franchises to consider. This web-based home business focuses on the economic growth of cities throughout the UK and Ireland. Not only do you have a chance to be part of a profitable, high-traffic website, you also have the satisfaction of making a difference in your community. By offering both free and paid advertising, you keep members of the community abreast with local news and events. At the same time, local businesses have a means of promoting their products and services on your site.

#3. FirstWills

Transitioning from one career to another can be especially challenging when you’re not sure how much money will be coming in and how often. This is certainly true when it comes to starting a new business. As mentioned, many new entrepreneurs actually lose revenue faster than they can generate it. Nevertheless, one of the best aspects of FirstWills is your ability to earn money in a matter of days. All you have to do is meet with individuals who are ready to write their wills. Then, you write down their instructions and pass the information on to the franchise. You never actually write the will; instead, FirstWills does this for you. And, you make money with each sale you generate.

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#4. Brazilian Soccer Schools

Countless businessmen and women had to take the hard route to building their companies. So many people enter the business world with the mindset that you have to dive in headfirst, quit your job, invest everything you have and hope that it all works out. Fortunately, this is not the only way. Brazilian Soccer Schools, for example, is a franchise business for sale that allows its newcomers to keep their existing jobs for the first year. This means that you can go through the coaching and business training with your mind focused where it should be – on what you’re learning rather than how much money you wish you were already making. Plus, it gives you time to launch and promote your business whilst you continue to meet current financial obligations.

#5. Little Angels Children’s Photography

Many new mums must weigh the cost of childcare when deciding whether to return to the workforce. For many of them, the costs of daycare take a large portion of their earnings, which leads them to wonder if going back to work is really worthwhile. After all, not only are they losing a significant amount of their earnings just to childcare costs, they also miss the opportunity to be with their children each day. If this sounds like your dilemma, you have to determine whether it’s truly worth the money you’re actually bringing home. Still, chances are that you can not afford not to contribute financially. This is where a work from home business opportunity like Little Angels can be very beneficial to mums like you. As a photographer for this company, you will work only four or five days a week for about four hours per day. This means you can take your children to school and be finished in time to pick them up. Most of all, no experience is required. All the training you will need is provided by the franchise. Of course, all franchisees are female because women are generally preferred by preschool aged children.

#6. Aura Roboclean

There are two ways to make money with this sophisticated cleaning franchise. First, you offer mattress, upholstery and carpet cleaning to hotels, nurseries, nursing homes, offices and other businesses. Nonetheless, this is not your average cleaning company. Aura Roboclean uses only environmentally friendly machines, protecting the earth and dramatically reducing allergens. People are paying more and more attention to the environment, on a global scope in addition to their immediate surroundings. As you can imagine, this market is expected to treble within the next five years. And, last but not least, you can even sell the equipment to those who are interested. This just increases your chances of profiting from this innovative business opportunity. Most importantly, you can become a franchisee with a very low investment.

#7. Charisnack

Just as people are striving to live in a better environment, they also want healthier bodies. As a Charisnack business franchise, you will offer healthy snacks and smoothies to people in the workplace. All you have to do is leave the products with your clients and pick up the cash at appropriate intervals. Furthermore, Charisnack is another franchise that gives you the opportunity to make a real difference. This is true because the company donates a portion of its sales to benefit the National Blind Children’s Society. You don’t have to make the donation. Just being part of this organisation means your efforts will translate to help for others in need.

#8. UK Websaver

Once again, here is another great home-based business prospect. UK Websaver is a company that markets membership loyalty cards. This is a great product because consumers are always looking for ways to save money; meanwhile, businesses are constantly seeking new ways to promote their products and services. Additionally, this low cost opportunity demands only a limited amount of stock. Working out of your home means that you’re somewhat restricted when it comes to space, but the tiny plastic cards won’t crowd your home office or break your bank.

#9. Molly Maid

Not everyone will realise the benefits of running a business from home. In contrast, most people work at least eight hours each day. They don’t have the flexible schedule you’ll have as an entrepreneur, which means they will have to hire others to do work around their homes. After working all day, who wants to spend evenings and weekends on housework? This is a tremendous marketing opportunity for you as a Molly Maid franchisee. For a minimal capital investment, you will become part of the UK’s most recognisable cleaning companies. Rather than building from the ground up, starting a franchise with outstanding name recognition puts you one giant step ahead of your competition. In truth, a well-established brand name is one of the most valuable assets a franchise business has to offer.

#10. Baby Prints

If you’re a parent, you are already keenly aware of how quickly children grow. And, you also know that parents are always looking for creative ways to capture precious moments with their little ones. The Baby Prints franchise has found a way to make this desire very profitable for you. If you decide to invest in one of their franchises, you will make impressions of every cherished dimple in baby’s hands and feet. Parents adore this keepsake; at the same time, you get the chance to run a home business. All the independence and flexibility you can expect when running your own company is available to you. And, the most important part is that Baby Prints is one of the low cost business franchises that comes with exclusive sales territory. Not only will you sell a unique product, you won’t have to worry about competition from other franchises.

Find UK business franchises, home based businesses and information for entrepreneurs at Franchise Gator UK.


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UK Business Development Loans

UK Business Development Loans

It can be difficult to find a business development loan in the UK, particularly in the present economic climate. This article reviews the main sources of business development loans and how to access this type of funding.

Bank Support

The main starting point for most businesses when thinking about borrowing is to approach their bankers.

Banks will normally be seeking some form of security to back up a loan of any size to an owner managed business or SME. If sufficient security can be provided and the bank is satisfied with the proposed plan and projections then this sort of funding should still be available from most banks.

If there is not sufficient security available but the project would otherwise fit the bank’s criteria, then in theory use of the Enterprise Finance Guarantee scheme may be appropriate. Under this, and its predecessor, the Small Firms Loan Guarantee scheme, the Government will provide the lender with a partial guarantee of the loan in place of their normal security. Unfortunately however, many lenders appear to have been reluctant to use either scheme as they have been perceived as bureaucratic, and critically, the guarantee provided is only a partial one so the lender remains at risk for part of the loan.

Publicly Supported Funding

Publicly funded support can come in the form of soft loans at favourable interest rates or repayment terms, equity investment channelled through development agencies or outright grant funding which has the great advantage of not needing to be paid back if you comply with the conditions attached to it.

Most public funding of this type is targeted at business development projects of one sort or another. Sums awarded tend therefore to be linked to projects such as training, new product development, or investment in plant and equipment, particularly where this will help reduce your carbon footprint.

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Whilst the sums that can be raised are substantial, and can involve both support for purchase of plant and equipment, and wage subsidises in respect of jobs created, secured or saved, obtaining any form of public funding can be a time consuming and frustrating process starting with the basic question of what you may be entitled to apply for.

There are literally thousands of different schemes across the country administered by everything from local authorities and Regional Development Agencies through to non-government organisations such as the Prince’s Trust; and quangos such as the National Endowment for Science, Technology and the Arts (NESTA) or the Carbon Trust.

Each funder has its own objectives and application process and there are therefore specialist consultancies active in helping businesses identify the schemes that may be open to them and to manage the application process on their behalf so as to give the best chance of raising funding.

This type of funding also has its own particular characteristics which you need to be aware of. Little funding is awarded retrospectively so you need to complete the process and secure your award before you start your project. Very few schemes will provide 100% of the funding required so you will also still need to have raised the balance elsewhere. Worse still, as the claims payment process is usually a retrospective one, you will usually have to fund the full cost of the project from your existing resources, before being able to seek reimbursement of the funded element.

Cash Flow Loans

Cash flow loans where a lender provides a facility solely on the strength of the forecast cash flows are rare in the SME and mid-market sectors, where as discussed above, other than at very small levels, banks will usually want loans to be supported by assets as security.

Asset based lenders or ABLs such as factors and invoice discounters have been giving some cash flow facilities, usually in relation to buy outs or other transactions by way of loans repayable over two or three years, or through temporary facilities by way of an ‘over advance’ on the ledger.

The practice of ‘block discounting’ which involves providing an advance against a future stream of contractual cash flows is now restricted to a very small number of funders, although there is a strong source of finance for this type of situation at levels of £10m and over.

A small number of VC firms are also prepared to provide high interest loans on a cash flow basis, either for business development or to deal with distressed situations. These sources provide an alternative to business angel equity and so, despite the high cost of the money involved, they avoid dilution of the owners’ equity. They are quite specialised however and the number of deals done is relatively small so you will need to speak to your professional advisors if you think this may be of interest.

Mark Blayney runs The Debt Boutique which specialises in helping owner managed businesses and is the author of Raising Finance for Your Business. For more information on business development loans or for help in raising a business development loan, contact him at:
http://www.debtboutique.com


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Google I/O 2010 – Beyond design: Creating positive user experiences Tech Talks John Zeratsky, Matt Shobe Good user experience isn’t just about good design. Learn how to create a positive user experience by being fast, open, engaged, surprising, polite, and, well… being yourself. Chock full of examples from the web and beyond, this talk is a practical introduction for developers who are passionate about user experience but may not have a background in design. For all I/O 2010 sessions, please go to code.google.com
Video Rating: 4 / 5

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Some Secrets to Raising Capital for your Business

Some Secrets to Raising Capital for your Business

Raising capital is one of the most critical activities in getting a business started, for obvious reasons.  It is one of the largest hurdles development stage and microcap companies have to overcome.  Raising capital through private investors is one of the best ways to get a young company off the ground.  Raising money this way provides your company with more exposure to your best customers.  Getting equity from family and friends has many advantages over other types of financing.  The course offered at  www.RaisingCapitalSecrets.com is one of the most comprehensive guides available for raising the capital you need to start a business or to grow an existing business the world of raising capital.

Small businesses are a major part of our economy, in fact one of the most important resources we have is the small entrepreneur. We need to keep this resource active as part of our economic growth.  To fund the business and keep a roof over one’s head, the entrepreneur must maximize assets, minimize expenses, and use credit judiciously.  By having a strong business plan, you will be able to effectively present your concept to potential angel investors, venture capital firms, banks for SBA Loans, or Business Loans.  They can provide your business extra working capital that can be used for marketing, purchasing of property, purchasing of another business, or for just about anything else for the growth of your business.  The investors want to see in depth information on how much money you need to run your business, and they also want to see how that money will be spent.

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Luckily, there are still options for funding new companies, but finding and securing the cash will take careful research, good negotiating skills, and, above all, an unflagging commitment to launching your new business.  When raising capital privately, your offering memorandum is the disclosure document you must present to communicate the benefits for your business model – and warn potential investors of the risks inherent in your business.  Small business lenders want to hear the good and the bad, the need to understand all the risks involved. Whether your business is struggling, or making money hand over fist, it’s important that both situations be communicated to a lender.  Find an Angel.  Angel investors will not only share their money; they’re also great sources of knowledge for fledgling businesses.  Keep it clean. Make sure your agreements are in writing and legally binding.  Cleaning up mistakes made in a securities offering is expensive, time consuming and can shut your business down.

One of the most important things to keep in mind: Raising capital takes more time than you think. Expect the capital raising process to take anywhere from a month to six months once your business plan is complete.  Even then, capital raising activities are likely to continue long after operations have started as you seek additional funding to expand your business.  It’s important not to waste your time (or theirs) pitching you business where there isn’t a good match to begin with.  You will likely pitch your business to many potential investors before all is said and done.  Private placement successes often involve businesses offering products that improve the environment, niche online communities, or a unique service concept.

We encourage you to read articles regarding raising capital and how best to do it.  To prepare yourself for raising capital, you should create documents that support each stage of the process.  Raising capital from family and friends has many advantages over other types of financing.  Raising Capital Secrets is the definitive guide for entrepreneurs and growing companies that need to raise capital, whether from friends and family, angel investors, or venture capitalists.  The course provides a huge selection of checklists, charts, sample forms to expedite the capital formation process, and the author relates eye-opening “”war stories”" and perspectives from the investor’s side of the table that will help you avoid pitfalls and guide your business confidently through every growth stage.  One word of advice, the duration of raising capital could last a few weeks, or it could last several months.  Finally, the last and most important rule of all is be tenacious, there is no substitute for absolute commitment to growing your company by raising capital.

To Get more information on how to raise capital visit www.raisingcapitalsecrets.com now and get your free report on the 1 sentence business plan.

Robin Cross is a young entrepreneur with an education in Business She is an adventurer,writer,successful business woman,and raises chickens in New Mexico for fun.

Company Name with postal address:
RaisingCapitalSecrets.com
P.O. Box 193
Corrales, New mexico 87048

Company Email Address:
RobinCross88@gmail.com

Phone Number:
972-948-5767


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The Berkeley China Initiative brings together the exceptional resources that UC Berkeley offers across the disciplines and professions to strengthen research and teaching about China, forge new international partnerships, and enrich public life by communicating those results. Sponsored by the University of California, Berkeley, and International & Area Studies. [events] [glopubaffairs] [bci] Credits: producer:UC Berkeley Educational Technology Services, sponsor:International & Area Studies, speaker:Daniel Scheinman – Cisco Systems

Finance And Business? Two Sides of A Coin

Finance And Business? Two Sides of A Coin

Every person and every business needs to be aligned with the professional and functional departments of their trade correspondences in the ways that provides them with best of the productive value in terms of associations. This is imperative for fetching the market potential and authenticating their processes in the competitive environment in which they operate.

Of them all, finance to business is something that really needs to be very much accurate and comprehensive. It is the function which paves the ways of business in varying formats and verticals most proficiently. Planning in finance is the instrument that works most favorably for any organization to create worth and attract investors and venture capitalist funds.

Scores shows it all and with fairly complimenting accounting books it’s possible to grip the potential of competitively thriving in the business environment we have today.

Though it is always most likely for business owners to try and learn about property investment on their own but it is always a sensible idea to speak with a professional whose core competency is highly associated in the field and who deals with a no. of resourceful ideas of financial planning on regular basis.

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In this notion of benefits we would find great value enhancers in form of tax advisors and professional accountants incorporating solutions that acts thoroughly imperative to the organization’s unique need.

Because we all deal differently, our orientations are different and the way we are connected to the value propositions and the volumes and verticals we deal in we always need expert solutions for our business finance which is being dynamically dealt and reacted upon by the outer environment in which we operate.

Besides knowing what is important for the organization in terms of financial support functions which is effectively done by the professional accountants our business also needs to be fed by important feedbacks form time to time in different business investments.

Be it any level of execution, to increase the functional worth of any firm and adapting to most prolific trade ventures business needs best of the knowledge in the field of tax law which is effectively catered by the professional tax advisor who is a financial expert in the law of taxes.

To plan, implement, allocate and execute best combinations of tax strategies and recommend best of the way to deal with different financial adversities, tax advisors play an imperative role in shaping the business processes in the way it provides optimum value to the business.

It’s always about the movement and rotations of business factors and business capital which decides how productive would be the churned our value through different multifaceted financial frameworks of business.

An insightful and wise move towards financial investments and business accounting forms the base of value and the potential through which the value can be created.

 

We have over 24 years of experience Accounting Firms providing Financial Accounting Services and offer range of accounting services. Being among one of the top accounting firms we also offer services for UK corporation tax.


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Related Venture Capital Business Plan In Uk Articles

Money alone won’t buy your business growth

Money alone won’t buy your business growth

 

How many business owners have cried..”if only I had investment then I could really become a big player”. Of course finance is a key element of business growth but unless there are other actions and plans in place it is unlikely to deliver the big vision on it’s own. 

The challenge for many small companies wanting to be big is how to adjust to a larger corporate world. As your business expands so does the demand on your management skills and time. Running a family based and highly motivated team of 10 is a lot different to managing a diverse workforce of 100 plus who don’t necessarily share your sense of motivation. If you secure equity investment you also have a whole new set of owners who will probably be much more demanding than your original friends and family who may have supported you with cash in the early days. 

None of these challenges are difficult to address if you plan them well and ensure that you have the right structures and advice in place at key points in your development. 

I have found that one of the biggest obstacles for business owner/managers is knowing when to let go and start to delegate a whole host of tasks to other ‘better qualified’ people. As your business grows it may seem really exciting to be involved in all aspects of the organisation from finance to sales, operations and IT but pretty soon you will run yourself ragged and not really be able to add any real value to these specialist areas. 

Also, as you grow you have to ask yourself some tough questions such as…” am I really the right person to be Chief Executive of a £50M turnover company when all of my experience has been in small businesses?”. Self awareness and knowing how to analyse your strengths and weaknesses can be vey helpful in leading you to pick the best people to drive your business forward. 

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A key first step is to have a vision of where you want your company and you ( and other shareholders)to be in the next five years. Perhaps you want to have sold all or part of your equity by then and just retain an interest in the company with a seat on the Board or you’re much younger and you see yourself at the helm of a major conglomerate that will float on the Stock Market. Whatever your thoughts write them down and share them with others who are impacted by your decisions – once you’ve crystalised your thoughts into a sentence or two keep this written statement in view on your desk so that you are constantly reminded of where you’re headed.

As a company expands and perhaps thinks about the next step of floating on PLUS, AIM or the full Stock Exchange they will need to look to their corporate governance to demonstrate they are well run and regulated. Having a well rounded Board of Directors in place is an essential component and a good company secretary or governance manager will ensure that all legal and financial duties are adhered to. 

Of course all of this takes money and while we would hope that most of this is funded by your natural expansion you will probably need help on the way, particulary in the beginning. There are many options for finance depending on the amounts required and the duration of the investment. Each investor will have a different set of criteria on which to base their decision and here are a few of the likely ones:

High Net Worth investors – they are looking for above average returns within 3-5 years and often looking to double their money in that period on a start up or other potentially risky venture. 

Angel investors – generally high net worth individuals who have experience of your business sector and enjoy being part of your operation and growth plans – they can be quite hands on and personal chemistry between an Angel and business owner is pretty important.

Venture Capitalists – they are there to achieve excellent returns for their investor funds and will have highly sophisticated modelling tools and experts who will be looking hard at your business to see how it will perform in delivering the VC a really good return – again their time span is around 3-5 years and they will want one or more seats on the Board and require regular progress reports.

Going public – if you decide to raise capital through a share listing there are a number of options from PLUS, a marketplace for smaller companies to AIM for medium sized companies and of course the London Stock Exchange ( or indeeed one or other of the many other Stock Exchanges around the world). Once you are in the public league you need to have an FSA registered adviser and the entry costs can be quite high to cover all of the administration and governance arrangements before you float. 

Debt finance – if you don’t want to give up equity then debt finance is an option but your business must be capable of repaying the loan on sometimes demanding terms. It’s surprising how much can be generated via this route but the leders will need security and personal guarantees so it’s not for the faint hearted. 

If anyone would like to discuss any of these issues please contact me on; paulv@corporate-plus.co.uk  or visit our website at: www.corporate-plus.co.uk 

 

Paul Vousden is a communications and engagement professional who has worked in the opublic and private sectors on all aspects of communication and strategy. He is particularly interested in the power of public consultation and engagement as a means of informing and changing government policies and services. Paul believes passionately that good customer service and resposniveness is essential and that consumers deserve high quality and well designed services that are delivered by well trained people who are polite and respect their users.Working with his son Lawrence he has created an online software programme called Consultation Plus that helps organisatons to run consultations more effectively. 

Paul is also a strategic business adviser helping companies to grow through planning, coaching and advice on equity and debt finance. 


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